Socialized Loss

If both the liquidation process and insurance fund fail to cover over-bankruptcy, losses will be shared across depositors in the Zeta platform.

This will be implemented by applying an over-bankruptcy ratio to withdrawals ensuring that the platform has sufficient capital to continue operating. Withdrawals will be subject to the below ratio:

$$AB * ((DP)/(DP+BA))$$

where:

• AB = Account Balance

• DP = Deposits To Platform

• BA = Bankruptcy Amount